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  • Land Title Insurance
  • Find a Reputable Title Company
  • Chain of Title-Single & Seperate Searches
  • PMI
  • Full Title Abstract
  • State Real Estate Closing Forms & Documents
  • Rush Title Searches
  • County Recording Forms and Required Fees
  • How to become a Title Closer
  • Market Value Rider
  • Jobs in the Title Industry
  •  

     

     

    Partial List of Title Companies by State:

     

    Alabama

    Land Title Company of Alabama Provides statewide title and escrow services. Based in Birmingham , AL .
    Alaska
    Yukon Title Company Inc. Full service title company for interior Alaska . Includes company profile, FAQs, location. Offices in Fairbanks
    Arizona
    First Financial Title of Arizona Arizona Title Company.
    Arkansas
    American Abstract and Title Company Offers details on title searches, real estate closings and escrow services. Located in Little Rock , AR.
    Central Arkansas Title Attorney owned and operated full service title company, title insurance and closing services. Includes staff, services, fees. Located in Malvern , AR.
    California
    Diversified Services Company Features company profile, services, customer center, news, tools. Offices in La Jolla and Orange , CA .
    Fidelity National Title Insurance Company Provides title insurance and other title-related services. Features staff, FAQs, resources. Serves Stanislaus and Tuolumne Counties in California .
    North American Title Company Provides title insurance services in North Orange County, CA. Includes documents, consumer guides, agent bio.
    Santa Cruz Title Company An independent title agency providing title and escrow services in Santa Cruz County , California .
    Colorado
    Alpine Title, LLC Full service title insurance agency, serving southwestern Colorado from offices in Telluride; includes schedule of rates and fees, as well as tips for smooth closings.
    Chicago Title Company of Colorado Offers comprehensive title insurance, escrow, and related real estate services in Colorado .
    Oxford Title, LLC Offers on-line ordering of title searches. Located in Denver , CO .
    Connecticut
       
    Delaware
       
    Florida
    AAA Title Provides closing services in Brevard County , FL ; includes insurance rates and a glossary of terms.
    AdvanceTitle Offers title search, closing, and title insurance services. Based in Ocala .
    Boulevard Title Insurance Title insurance agency geared to providing real estate services throughout Palm Beach County , Royal Palm and Wellington Florida .
    Clear Title Services, Inc. Title insurance services and quotes for the South Florida community.
    Eagle Title Company, Inc. Attorney-operated title company specializing in closings outside continental United States . Includes services and calculators. Located in Boca Raton , FL.
    Equitable Title Agency, Inc. Professional title services. Features rates, glossary, FAQs. Based in Orlando with additional offices in central Florida .
    Florida Title Insurance Agency, Inc. Serving Miami-Dade, Broward and Monroe County . Features services, pricing, and details on affiliated law firm. Based in Coral Gables , FL.
    Freedom Title Agency, Inc. Offers real estate closings, title insurance and escrow services. Includes company profile, FAQs, online ordering. Based in Clearwater , FL.
    Fuentes and Kreischer Title Company Tampa , Florida title insurance company that specializes in assisting buyers and sellers in for sale by owner transactions.
    Heritage Title Insurance, Ltd. Offers title work and searches throughout Florida . Features services, rates, FAQs. Based in Fort Myers , FL.
    Key Title and Escrow Closing real estate transactions anywhere in the US . Includes company profile and services. Based in Miami , FL.
    Lawyers Advantage Title Group Offices in Maryland , Virginia , and Florida .
    Morgan and Associates Title Company Offers consumer-oriented real estate services in Florida .
    National Legal Services Title, Inc. Florida company offering title, name and tax searches, title insurance, drafting of contracts, sellers documents, and closing services for residential and commercial clients.
    National Title and Closing Service, Inc. Offering title search plus escrow and closing services. Includes company profile and list of services. Based in St. Petersburg , FL.
    Owner's Title, LLC Specializing in For Sale By Owner transactions and out-of-town closings. Features online calculator and FAQs. Located in Orlando , FL.
    Spirit Title & Escrow, Inc. Providing real estate title insurance in Florida . Site describes the company and its carriers, and offers glossary and information on 1031 exchanges. Based in Hollywood , FL
    Tranco Title, Inc. Orlando , Florida Title Company that provides a full range of loan and real estate closing and settlement services.
    Georgia
    Diplomat Title, Inc. Offers comprehensive title insurance, escrow, and related real estate services throughout Georgia . Based in Atlanta .
    US Title Insurance Agency, Ltd. Provides title searches, examinations, insurance and real estate closing services throughout Georgia . Includes title brochures and references. Located in Atlanta .
    Hawaii
       
    Idaho
    Idaho County Title Company, Inc. Providing titles and escrows for Idaho County , Idaho .
    Inland Title Company Title Insurance for Idaho County , ID.
    Title One Title and escrow services in Idaho .
    Illinois
    Chicago Title - Island Division Offers customers real estate services from title and escrow services to flood services, credit and disclosure reports.
    Chicago Title Company Offers comprehensive title insurance, escrow, and related real estate services throughout the US .
    Exeter Title Co. A full range of residential and commercial property title services that serve the Chicago , Cook, Lake , DuPage, Will, McHenry and Kane Counties .
    H.B. Wilkinson Title Company Providing title insurance and escrow services in Northern Illinois .
    Meridian Land Services Property services in Central IL .
    Residential Title Services Provides title insurance and closing services in Northern Illinois , Southern Wisconsin , Northwest Indiana and the Tampa-Clearwater, Florida areas.
    Indiana
    Cass County Title Company, Inc. An independent title agency offering residential title, commercial title, and escrow services in Cass, Carroll, and Fulton counties in north-central Indiana .
    Iowa
    Iowa Land Title Association Represents the interests of the land title industry in Iowa and publisher of "The Iowa Land Title News".
    Kansas
    Reno County Abstract and Title, Inc. Offers bonded abstractors, title insurance, and escrow closing services. Includes pricing, fees, and online title order. Based in Hutchinson , Kansas .
    Kentucky
    Secured Title Company, Inc. Providing real estate closing and escrow services. Includes services and fees, news, and newsletter articles. Located in Louisville , KY.
    Louisiana
    American Title and Closing Co. Provides title services, closing, and notary services. Based in Alexandria , LA.
    Louisiana Title Services Provides title information, title insurance, settlement and escrow services for residential and commercial properties throughout Louisiana .
    Maine
       
    Maryland
    Allegiance Title and Escrow, Ltd. Offers services for commercial and residential settlements, escrow services, and title insurance in Maryland and the DC area.
    AmeriTitle: Settlements Residential and commercial settlements in Washington , DC , Maryland and Virginia .
    Colony Title Features closing resources, title insurance details, settlement process, and glossary of terms. Based in Columbia , Maryland .
    Full Service Title and Abstracting Offers full scale of document research and title examinations in western MD.
    Lawyers Advantage Title Group Offices in Maryland , Virginia , and Florida .
    Metropolitan Title Company, Inc. Features company overview, employee directory, state tax rates. Based in Lutherville, MD.
    Paragon Title and Escrow Company Specializing in real estate settlements in Maryland and Washington , DC .
    Sentinel Title Corporation Provides title insurance, title searches, loan and real estate settlement and closing services to Mid-Atlantic clients in MD, DC and VA.
    Massachusetts
    Atlantic Coast Abstract Co., Inc. Represents buyers, sellers and mortgage lenders. Includes practice areas, staff directory, firm profile, articles. Offices in Taunton , MA .
    Residential Title and Escrow Services, Inc. Conducts title searches and closings for secondary market lenders and mortgage brokers. Includes benefits, locations, online request form. Based in Mansfield , MA .
    Michigan
    Andover Title and Escrow Agency Full service title insurance company serving southeastern Michigan . Features services, agency profile, online ordering. Based in Southfield , MI .
    Best Title Company, LLC Title and escrow company. Features services, FAQs, online application for title insurance. Based in Livonia , MI .
    Minnesota
    ATI Title Provides a full array of title and escrow services for residential, commercial and builder transactions. Headquarters in Minneapolis , MN .
    Custom Title Services, LLC Providing mortgage and owners title insurance policies. Features staff, services, rates. Based in Monticello , MN.
    Home Security Abstract and Title Provides abstracting, closing and title insurance services in Minnesota .
    National Title Duluth, Inc. Full service Title Company offering production, closing and support services. Features staff, services, glossary, FAQs. Based in Duluth , MN .
    Title One, Inc. Title insurance and real estate closing service for the Twin Cities area. Offices in Bloomington , Minnetonka , Burnsville , and Roseville , MN .
    Mississippi
    American Southern Title A full service title company based in Oxford , MS with offices in Tennessee , Louisiana , Arkansas ; includes details on services including 1031 exchanges, escrows, and abstracts.
    Missouri
       
    Montana
       
    Nebraska
    Union Title Company A full service title insurance and escrow closing company. Features staff, title rates, fee schedule. Based in Lincoln , NE.
    Nevada
       
    New Hampshire
       
    New Jersey
    Affinity Title Agency A title insurance and closing and escrow agency. Property history searches for possible claims. Offices in New York City , Parsippany , NJ and Philadelphia , PA.
    Allegiance Title Agency, Inc. Offers residential and commercial services for real estate closings; includes online quote and agency profile. Based in Clark , NJ .
    Atlantic Coast Abstract Co., Inc. Provides title searching services to Monmouth, Middlesex, Mercer, and Somerset counties in New Jersey .
    Black Page Title Agency A full service agency serving New Jersey . Includes services and FAQs. Based in Matawan , NJ .
    Capital Assurance Group, Inc. Provides title insurance, settlement services, loan disbursements, escrow services and title clearing. Serves Pennsylvania and New Jersey .
    Focus Land Title & Abstract Co. Inc. Providing title insurance service in the New York and New Jersey areas. Features company profile. Based in Fair Lawn , NJ .
    Guardian Settlement Agents, Inc. Issues title binders and conducts real estate transactions. Features closing fees, approved attorneys, online title order, title cost estimator. Two locations in New Jersey .
    Madison Title Agency Providing title insurance and closing services in New York and New Jersey
    Nationwide Title Agency, Inc. A full service title agency serving New Jersey . Purchases, refinancing, searches, and online orders. Based in Manahawkin , NJ .
    Sage Title Provider of title services in NJ.
    New Mexico
    Eddy County Abstract Co., Inc. Settlement services in Eddy County, NM.
    New York
    Accudata Search, Inc. Provider of title and settlement services. Corporate headquarters in Syracuse , NY .
    Affinity Title Agency A title insurance and closing and escrow agency. Property history searches for possible claims. Offices in New York City , Parsippany , NJ and Philadelphia , PA.
    CLE Abstract Provides title services to attorneys. Features preferred clients program, forms library, online title insurance ordering. Based in Amityville , NY .
    Esquire Title Agency, Inc. Offers title insurance throughout the state of New York .
    Madison Title Agency Providing title insurance and closing services in New York and New Jersey
    Public Abstract Corporation Provider of title insurance and abstract search related services, based in Rochester , New York .
    North Carolina
    Investors Title Insurance Company Title insurance company based in Chapel Hill , North Carolina .
    New York Title Providing complete title insurance and escrow, settlement services. Full range of property reports and searches.
    North Carolina Closing Services, Inc. Offers title binders and insurance, statewide closing services, information on property taxes, mortgage financing, and exchanges and trustee services. Based in Greenville , North Carolina , United States .
    Triangle Abstracting Providing title abstracting services for Durham , Johnston , Wake, and Orange counties. Includes rates and details on abstracts. Based in Raleigh , NC .
    North Dakota
       
    Ohio
    Attorneys' Title Agency of Northwest Ohio, Inc. Offers title services for transaction closings. Includes online ordering and map. Based in Defiance, OH.
    Title Access LLC Provides a full range of title insurance, escrow, and closing services in northern Ohio . Features mission, closing costs, online order forms. Based in Rocky River , OH .
    Oklahoma
    Oklahoma Closing and Title Services, Inc. Offers closing transactions for Payne County . Based in Stillwater , OK .
    Oregon
       
    Pennsylvania
    Acme Abstract Company Full service title insurance agency. Includes information on services and rates. Based in West Chester , PA.
    Affinity Title Agency A title insurance and closing and escrow agency. Property history searches for possible claims. Offices in New York City , Parsippany , NJ and Philadelphia , PA.
    Capital Assurance Group, Inc. Provides title insurance, settlement services, loan disbursements, escrow services and title clearing. Serves Pennsylvania and New Jersey .
    Freeland Abstract, Ltd. Offers title insurance and closing services in Montgomery and Chester County . Based in Collegeville , PA.
    Germantown Title Title insurance for PA and NJ.
    Landtech Abstract Full service real estate Title Company. Includes pricing, coverage area, online ordering. Based in Blue Bell, PA with offices in Marlton , NJ and Hollywood , FL.
    Tiger Abstract, Inc. Providing title searches and abstracts, title insurance, preparation of closing documents, and conducting real estate settlements, from offices in Northeast Pennsylvania .
    Western Group Settlement Title insurance and closing firm. Includes information on services, rates and location.
    Rhode Island
       
    South Dakota
       
    South Carolina
    Anderson Title Services  
    Tennessee
       
    Texas
    Capital Title of Texas Offers title escrow services and closing transactions for residential and commercial properties. Features locations and company executives. Based in Dallas , TX .
    Centraland Title Company Features company profile, services, rates, dictionary of terms, FAQs. Serves Bell County and Central Texas from offices in Temple , TX .
    LandAmerica American Title Company Provides commercial and residential title and real estate escrow services in the Dallas metroplex and surrounding communities. Features client services, locations, career opportunities.
    Texas Land Title Association Legislative news and archives, commentary, educational program guide, membership directory, judiciary commentary, and links to other title industry resources.
    Utah
       
    Vermont
    Liberty Title and Closing Company of Vermont Provides title reports, title insurance, real estate closings. Includes services, news, products, and related links. Based in St. Johnsbury , VT.
    Virginia
    Bankers Title A full service lender-owned title insurance agency serving North Carolina and Virginia . Features products, service standards, and market area. Based in Richmond , VA.
    Lawyers Advantage Title Group Offices in Maryland , Virginia , and Florida .
    Monument Title Company, Inc. Offers settlement services. Includes location and legal information. Located in Alexandria , VA.
    Southern Title of Hampton Roads, LLC Offers loan and real estate settlement and closing services. Includes services and fees, settlement costs, online title order and related resources. Based in Hampton Roads, VA.
    Stonewall Title and Escrow, Inc. Offers title insurance, closing and settlement services. Serves Northern Virginia with three office locations.
    Virginia Title Center Providing title insurance in Virginia, West Virginia, North Carolina, South Carolina and Tennessee. Includes products and service standards.
    Washington
    Washington Title Company Full service Title and Escrow Operations in King County , Washington with affiliates nationwide. Valuable tools and resources for real estate agents.
    West Virginia
       
    Wisconsin
    Commonwealth Land Title Insurance Offers real estate information and title services in Wisconsin .
    Guaranty Title Services, Inc. Providing title insurance and settlement services in Wisconsin .
    Langlade Abstract and Title Serving the Antigo Wisconsin area with abstract and title insurance services.
    Pierce County Abstract & Title Company, Inc. Title and escrow services. Features information on services and related resources. Based in Ellsworth , WI .
    St. Croix County Abstract and Title Company Title and escrow services for the St. Croix and Buffalo County area. Includes services and resources. Based in Ellsworth , WI .
    Title Associates, Inc. Licensed title insurance provider offering mortgage, home and escrow closing services. Includes company profile, services, FAQs. Based in Madison , WI .
    Wauwatosa Title and Closing Services, Inc. Offers title insurance, real estate closings and escrow services. Includes online quote request. Based in Wauwatosa , WI .
    Wyoming
       
    National Companies
    American National Financial, Inc. Provides title insurance services as well as other real estate related financial and informational services. (Nasdaq: ANFI)
    Cole Title Company Provides title insurance, closing and attorney services to buyers, sellers, realtors, mortgage lenders and builders.
    Federal Title A settlement company that enables borrowers, homebuyers, real estate agents, and mortgage lenders to order settlements and real estate services online.
    Fidelity National Title Insurance Company Real estate service companies that provides title insurance and other real estate-related products and services throughout the US .
    Lawyers Title Insurance Company Provider of title insurance and a broad range of real estate-related products and services.
    Lending Tools Online Directory of title searchers, appraisers, title companies and notaries.
    Nations Title Agency Providing title and abstract services throughout the United States .
    Netco Title Offers title insurance, searches, and escrow services.
    Old Republic Title Company Providing residential and commercial insurance products and escrow services throughout the US . Includes company profile and office locator.
    Security Union Title Insurance Company Researches and evaluates real estate ownership and provides title insurance nationwide.
    Southern Title Insurance Corp. Providing title information, settlement and escrow services for commercial and residential properties throughout the East Coast.
    Southwest Commercial Operations for Chicago Title Handling title and escrow transactions of all types across the nation for commercial real estate.
    Ticor Title Insurance Company Serves homeowners and businesses in 49 states, Puerto Rico, the U.S. Virgin Islands, and the District of Columbia.
    Title Options

    Serving lenders and brokers in all 50 states

     

     

    Title & Mortgage Terms:

     

    Abstract of Title - A condensed history or summary of all transactions affecting a particular tract of land. Adjustable Rate Mortgages - Mortgages with an interest rate that may change up or down depending on an indicator. These are usually based something like the current Treasury bill rate. Affidavit - A sworn statement in writing. All-Inclusive Title insurance - This means that most title insurance charges are included in one price. Amortize - To reduce a debt by means of regular periodic payments which include amounts applicable to both principal and interest. APR - Annual percentage rate. On some mortgages the APR is higher than your actual mortgage rate. Assumption - A mortgage that allows a new owner to take over payments. The original borrower remains liable on the mortgage note. Deed - A written document by which the ownership of land is transfered from one person to another. Deed of Trust - Instrument used to secure a loan on real estate. Like a mortgage, generally used in the South. The major difference is in how forclosures are handled. Forclosures are much faster with a Deed of Trust than with a Mortgage. Deposit or Earnest Money - Advance payment of part of the purchase price to bind a contract for property. Due-on-Sale Clause - A provision in a mortgage or deed of trust which requires the loan to be paid in full if a property is sold or transfered. Equity - The interest or value which an owner has in real estate over and above the debts against it. Escrow - (1) A procedure whereby a disinterested third party handles legal documents and funds on behalf of a seller and buyer. (2) Money that is kept by the mortgage company to ensure that taxes can be paid in full when due. This is paid up front on settlement sheet lines 1001 - 1006 and is added to the mortgage payment monthly over the prinicial and interest figure. FNMA (Fannie-Mae) - The Federal National Mortgage Association, a federally sponsored private corporation which provides a secondary market for housing mortgages. Fixed Rate Mortgages - Mortgages with a fixed interest rate. You payment for principal and interest will not change for the life of the loan. Your monthly payment may change if taxes or insurance rates change. FHA - The Federal Housing Administration. An agency of the federal government which insures private loans for financing of new and existing housing and for home repairs under government approved programs. FHLMC (Freddie Mac) - Federal Home Loan Mortgage Corporation. An affiliate of the Federal Home Loan Bank, which creates a secondary market in conventional residential loan and FHA and VA loans by purchasing mortgages from members of the Federal Reserve System and the Federal Home Loan Bank System. Foreclosure - Legal process by which a mortgagor of real property is deprived of his interest in that property due to failure to comply with terms and conditions of the mortgage. Grantee - A person who acquires an interest in land by deed, grant or other written instrument. Grantor - A person who, by a written instrument, transfers to another interest in land. Hazard insurance - The homeowner's insurance policy. Heir - One who might inherit or succeed to an interest in lands under the rules of law applicable where an individual dies without leaving a will. In personam - Directed at specific persons rather than against property or generally for all people. In rem - Pertaining to property or people in general. Interest only payments - A mortgage where only the interest is paid on a monthly basis. This means that the buyer gets no equity. This is only used on some purchase money mortgages where the buyer is responsible for paying the seller the entire amount of the second mortgage at some time in the future. Instrument - A written document. Loan origination fees - Money required by the lender to be paid to start the work of approving a mortgage. Judgment - A decree of a court. Lien - A hold, a claim or charge allowed a creditor upon the lands of a debtor. Mortgage Note - An instrument used to encumber land as security for a debt. This document gives the mortgage company "in rem" jurisdiction over the mortgagor. Mortgagee - A designation for the mortgage lender on lands. Mortgagor - A designation for the mortgage borrower on lands. MIP - Mortgage insurance protection Note - A written promise to pay a certain amount of money, at a certain time, or in a certain number of installments. It usually provides for payment of interest and its payment is at times secured by a mortgage.

    • The mortgage note document gives the mortgage company "in rem" jurisdiction over the mortgagor.
    • The promisory note document gives the mortgage company "in personam" jurisdiction over the mortgagor.

    P.O.C. - Paid outside of closing. Sometimes the lender requests this money before settlement. If you pay any charges before settlement they should be written on the settlement sheet. They are written on the proper line outside of your column. They should also be marked P.O.C. Point - a percentage point. Equal to one percent of the loan amount. Power of Attorney - An instrument authorizing another to act on one's behalf as his agent or attorney. PMI - Private mortgage insurance. PMM - Purchase money mortgage. A mortgage given by the seller simultaneously with the purchase of real estate to secure the unpaid balance of the purchase price. Pro-Rate - To allocate between seller and buyer their proportionate share of an obligation paid or due. Promisory NoteA promise to pay. The promisory note document gives the mortgage company "in personam" jurisdiction over the mortgagor. Real Property - Land and that which is affixed to it. Reissue Rate - A reduced rate of title insurance premium applicable in cases where the owner of the land has been previously insured in an owner's policy by the insurer within a certain time. Second Mortgage - A mortgage, the lien of which is subordinate to that of another mortgage. Survey - The process of measuring land to determine its size, location and physical description and the resulting drawing or map. Tax Service Fee - A fee paid to the mortgage company to verify that they actually pay the real estate taxes. Title - The evidence or right a person has to the ownership and possession of land. Title Insurance - Insurance against loss or damage resulting in defects or failure of title to a particular parcel of real property. Title Insurance Binder or Commitment - A report issued by a title insurance company binding or committing the title insurance company to issue the form of policy designated in the commitment or binder upon compliance with and satisfaction of requirements set forth in the commitment or binder. Title Search - An examination of public records and court decisions to disclose the current facts regarding ownership of real estate. Transfer taxes - Money paid to the county and or state when property is sold. VA - The Veterans Administration. They insure mortgages.

    Will - A written document properly witnessed, providing for the distribution of property owned by the deceased.

     

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